MBA Virtual Agriculture Conference

2022 MBA Agriculture Conference VIRTUAL
January 19-20, 2022

January 19 

8:30 am                       Welcome - Doug Rogers, Peoples Bank Mendenhall, Ag. Committee                                               Chairman, and Gordon Fellows, MBA President and CEO

8:45 – 9:15 am            Elected Official – Trent Kelly has been invited

9:15 am – 12 noon           Agricultural Analysis, Cash Flow, Structure and Early Warning Signs                                                                           Brad Stevens, SRM LLC Consulting

Agricultural Analysis, Cash Flow, Structure and Early Warning Signs-The Agricultural industry has been under stress for quite some time.  This course takes a look at how the industry is changing in terms of risk, direction and how your bank can fully assess your clients.  We take a look at the credit risk associated with farms and farm lending.  Walking through a global cash flow is critical to assure the client has the cash flow to repay not only the existing debt but future requests.  The correct structure of the financing for our agricultural borrowers is critical to keep them out of trouble.  Based on the reason for the cash short fall we can structure the best financing for our borrower to assist in their success.  Finally we look at the early warning signs that spell trouble down the road.  Early detection will assist in reducing the risk and the potential loss with our clients. Specific resources in the form of valuable spreadsheets that can be used by the banker as well as the client are shared to help provide the right information to accurately assess the borrower.

January 20

8:30 – 11 am               Agricultural Analysis, Continued

10 – 10:15 am             Coffee Break

11:15 – 12 noon          Washington Update, Ed Elfmann, Senior Vice President of Agricultural                                           and Rural Banking Policy, American Bankers Association



Ed Elfmann is Senior Vice President of Agricultural and Rural Banking Policy for the American Bankers Association.  He has been with ABA since June 2012, and is ABA’s head of policy on agricultural and rural credit and lending issues. In addition to agricultural policy, Elfmann works on swaps and derivatives policy, financial services, and appropriations for ABA.  He also serves on the National Hemp Industrial Council.  He currently serves on the Chicago Mercantile Exchange’s Agricultural Markets Advisory Committee and the Commodity Futures Trading Commission’s Agricultural Advisory Committee.  Elfmann earned his master’s degree from the George Washington University Graduate School of Political Management. He earned his B.A. from Hamline University in St. Paul, Minn.


Trent Kelly was born and raised in Union, MS.  He graduated from Union High School and East Central Community College. He earned his bachelor’s degree from the University of Mississippi and law degree from the University of Mississippi School of Law. In 2010, he received his master’s degree in Strategic Studies from the United States Army War College in Carlisle, Pennsylvania.

Trent has spent 35 years in the Mississippi Army National Guard as a Combat Engineer and is currently serving as a Major General. In 1990, he mobilized for Desert Storm as an Engineer Second Lieutenant. In 2005, he deployed as a Major to Iraq with the 155th Brigade as the Operations Officer of the 150th Engineer Battalion. From 2009 to 2010, he deployed as a Lieutenant Colonel to Iraq as the Battalion Commander of Task Force Knight of the 155th Brigade Combat Team and commanded over 670 troops from Mississippi, Ohio, and Kentucky. He has received two Bronze Stars, the Combat Action Badge, the Bronze, Silver, and Gold de Fleury medals, and numerous other federal and state awards for his service.

Prior to being elected to Congress, Trent served as a District Attorney for the 1st Circuit Judicial District (Lee, Pontotoc, Alcorn, Monroe, Itawamba, Prentiss, and Tishomingo) managing all felony cases.


Brad Stevens has been leading the credit industry as an analyst, trainer, and consultant for over 30 years.   His career started with Norwest Bank in Minneapolis, where he was taught credit under the direction of Jeff Judy and later John Barrickman, two titans of the credit industry. 

During his tenure, Brad either restructured, exited, or liquidated targeted commercial accounts.  He successfully built strong, profitable, well-structured credit portfolios for two mid-size banks as a commercial relationship manager. 

He was promoted to back-to-back stints as the Chief Credit officer of two struggling banks.  In that role, he was to clean up the existing mess, work out of difficult credits, restructure the credit culture, build new credit policies, as well as work with the regulators.  At the same time, he trained the lending staff on proper credit assessment, training them in managing credit over making loans.



Ag Conference Registration Form



Bank Name:_________________________________________________________________


$295 per MBA Member Bank

$495 – per MBA Member Bank plus recordings of all sessions

$590 per MBA Non-Member Bank

$200 – Recording Only (available to MBA Members Only)


_____ Please invoice, to be paid by January 12          

_____ Please charge my credit card below.


TO REGISTER:  Scan & Email to
QUESTIONS: Contact Lori Richardson (601) 709-3736 or email the address above.


Credit Card Information

Name on Bank Card____________________________________________________________

Credit Card Number____________________________________________________________

Expiration Date___________________________CVV_________________________________

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