LOAN STRUCTURE, DOCUMENTATION, AND COMPLIANCE TRAINING: A COMPREHENSIVE APPROACH
presented by David Osburn, Osburn & Associates LLC
September 18 – 9 am – 3 pm
This presentation will be presented over the Zoom platform.
Attend this proactive webinar and receive a thorough overview of commercial lending requirements from a “loan” structure, documentation, and compliance perspective.
Basic “business” structure will be presented along with loan “structure” and loan “support.” Additionally, “commercial” lending issues relative to loan documentation will be reviewed. “Loan pricing” and “monitoring” will also be covered along with a review of current compliance issues.
The webinar will be summarized through a comprehensive case study.
COURSE OBJECTIVES
1) Review Basic “business” Structure: C Corporations to LLC’s
2) Explore the Six (6) Elements of Loan Structure: Loan Purpose, Sources of Repayment, Adequate Amount, Appropriate Term, Adequate Support, Framework for Monitoring
3) Summarize the Four (4) Elements of Loan Support: Collateral, Guaranties, Business Loan Agreements, Subordination Agreements
4) Highlight “commercial” Loan Documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA Loan Rating, Collateral Rating, and C&I Borrower Rating Matrixes
6) Discuss Loan Pricing and Monitoring Issues
7) Review current compliance issues: Equal Credit Opportunity Act (Reg B), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act, and UCC Article 9
8) Analyze comprehensive Loan Structure/Documentation/Compliance Case Study
Who Should Attend: Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers
Don’t Take Our Word:
“David’s trainings are always engaging and informative! Whether a novice or experienced, David’s courses offer something for all. He is always great about adapting the course to the pace of the audience. Would highly recommend.”
Chase Hawkins, CIA, CRMA | Senior Internal Auditor
Centennial Bank
Presenter:
David Osburn is the founder and managing member of David L. Osburn & Associates LLC, a Las Vegas-based business training and contract CFO firm that provides seminar/keynote speeches for various groups including CPAs, bankers, attorneys, credit union employees, credit managers, trade groups, and business owners. He also serves as a contract CFO for several clients including construction companies, medical practitioners, and real estate developers, co-manages a bank educational program with the University of Nevada Las Vegas, and is a board member of North Star Business Services, a commercial lending company (commercial real estate and equipment financing).
His extensive professional background encompasses over 24 years in banking, finance, and marketing. His bank commercial lending credentials include comprehensive loan underwriting, management, customer development, and loan work-out experience.
TO REGISTER: Copy and paste the below Registration Form information and Credit Card information into an email and send to lrichardson@msbankers.com.
QUESTIONS: Contact Lori Richardson (601) 709-3736 or email the address above.
Registration Form
BANK/COMPANY NAME:______________________________________________________
REGISTRANT NAME:__________________________________________________________
CELL NUMBER:_______________________________________________________________
EMAIL ADDRESS:_____________________________________________________________
Registration Fees
_____ $199 for Member Banks _____ $398 for Non-Member Banks
Virtual conferences allow for BANKS to register by location (device) instead of by individual banker. Want your branches to participate? Facilities within your organization will be able to participate without the travel costs of coming to one location.
With the COVID-19, the MBA requests all payments be made by credit card.
Credit Card Information
Name on Bank Card_____________________________________________________________
Credit Card Number_____________________________________________________________
Expiration Date___________________________CVV_________________________________
Billing Zip Code_____________________________________