Loan Documentation Webinar

presented by David Osburn, Osburn & Associates LLC
September 18 – 9 am – 3 pm
This presentation will be presented over the Zoom platform.

Attend this proactive webinar and receive a thorough overview of commercial lending requirements from a “loan” structure, documentation, and compliance perspective.

Basic “business” structure will be presented along with loan “structure” and loan “support.” Additionally, “commercial” lending issues relative to loan documentation will be reviewed. “Loan pricing” and “monitoring” will also be covered along with a review of current compliance issues.

The webinar will be summarized through a comprehensive case study. 


1) Review Basic “business” Structure: C Corporations to LLC’s

2) Explore the Six (6) Elements of Loan Structure: Loan Purpose, Sources of Repayment, Adequate Amount, Appropriate Term, Adequate Support, Framework for Monitoring 

3) Summarize the Four (4) Elements of Loan Support: Collateral, Guaranties, Business Loan Agreements, Subordination Agreements

4) Highlight “commercial” Loan Documentation issues including promissory notessecurity agreements, and guaranties along with the use of the BSA Loan Rating, Collateral Rating, and C&I Borrower Rating Matrixes

6) Discuss Loan Pricing and Monitoring Issues

7) Review current compliance issues: Equal Credit Opportunity Act (Reg B), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection    Practices Act, and UCC Article 9           

8) Analyze comprehensive Loan Structure/Documentation/Compliance Case Study

Who Should Attend: Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers

Don’t Take Our Word:

“David’s trainings are always engaging and informative! Whether a novice or experienced, David’s courses offer something for all. He is always great about adapting the course to the pace of the audience. Would highly recommend.”
Chase Hawkins, CIA, CRMA | Senior Internal Auditor
Centennial Bank


David Osburn is the founder and managing member of David L. Osburn & Associates LLC, a Las Vegas-based business training and contract CFO firm that provides seminar/keynote speeches for various groups including CPAs, bankers, attorneys, credit union employees, credit managers, trade groups, and business owners. He also serves as a contract CFO for several clients including construction companies, medical practitioners, and real estate developers, co-manages a bank educational program with the University of Nevada Las Vegas, and is a board member of North Star Business Services, a commercial lending company (commercial real estate and equipment financing).

His extensive professional background encompasses over 24 years in banking, finance, and marketing. His bank commercial lending credentials include comprehensive loan underwriting, management, customer development, and loan work-out experience.

TO REGISTER:  Copy and paste the below Registration Form information and Credit Card information into an email and send to
QUESTIONS: Contact Lori Richardson (601) 709-3736 or email the address above.

Registration Form

BANK/COMPANY NAME:______________________________________________________

REGISTRANT NAME:__________________________________________________________

CELL NUMBER:_______________________________________________________________

EMAIL ADDRESS:_____________________________________________________________

Registration Fees

_____ $199 for Member Banks   _____ $398 for Non-Member Banks 

Virtual conferences allow for BANKS to register by location (device) instead of by individual banker. Want your branches to participate?  Facilities within your organization will be able to participate without the travel costs of coming to one location.

With the COVID-19, the MBA requests all payments be made by credit card. 

Credit Card Information

Name on Bank Card_____________________________________________________________

Credit Card Number_____________________________________________________________

Expiration Date___________________________CVV_________________________________

Billing Zip Code_____________________________________