HMDA TRID Flood 2022

2022 HMDA/TRID/Flood Virtual Conference

Tuesday, June 7 – 9 am – 4 pm

and Wednesday, June 8 – 9 am – 12 noon

Registration fee: $175 per session/per location

$499 for all three sessions/per location

The Mississippi Bankers Association invites you and your bank to participate in a Virtual Conference on three important compliance topics – HMDA, TRID and Flood. We will discuss tips and tools to make your compliance program even more effective! Each virtual session will cover the twists and turns of the critical issues challenging us in these important areas. Each bank LOCATION must register. Registrants may attend one, two or all three sessions.

What are the benefits of Virtual Training?

Virtual conferences allow for BANKS to register by location (device) instead of by individual banker. Want your branches to participate? Facilities within your organization will be able to participate without the travel costs of coming to one location.

Tuesday, June 7 – 9 am – 12 noon

HMDA – Deep Dive on Loan Purpose, Colleting Applicant Information and Utilizing the Ag Exemption

Despite the HMDA rule changes being well in our rear view mirror, we are still seeing issues with HMDA data reporting. This session will explore the difference between the loan’s purpose as defined by TRID and HMDA. A great discussion to ensure that your loan systems are properly identifying the accurate loan purpose on the Loan Estimate and HMDA LAR. Next, we will explore the Ag Exemption granted by HMDA to ensure that we understand how this applies to those applicants involved in agriculture. Did you know the United States Department of Agriculture defines a farm as any place from which $1,000 or more of agricultural products were produced and sold, or normally would have been sold, during the census year? Lastly, we will dive deep into accurately collecting ethnicity, race, and sex based upon the method in which the application was received. Three topics sure to advance your HMDA knowledge!

Tuesday, June 7 – 1 – 4 pm

Let’s Tackle Challenges with TRID Compliance!

TRID continues to top the list of the most cited violations by examiners. The issues may be as small as a missed checkbox or as large as a fee increase resulting in a tolerance cure to the borrower. Regardless, of the root cause of the error, it is important that your processes result in providing accurate TRID disclosures to your applicants. During this session we will review samples, discuss regulatory requirements and review common TRID errors.

Wednesday, June 8 – 9 am – 12 noon

Force Placing Flood Insurance and Hot Topics Related to the Flood Disaster Protection Act

The Flood Disaster Protection Act requires prompt actions by the lender during the force placement process. Join this in-depth session for a thorough review at the required force-placed action steps when a designated loan is identified as being underinsured or uninsured for required flood insurance protection. In addition, hot topics will be discussed relating to enhancing compliance with the Flood Disaster Protection Act.

Who Should attend?

CEOs, Compliance Officers, and any one responsible for HMDA/TRID/Flood areas of the bank.

Molly Stull

Molly Stull began her career as a teller while working on her undergraduate degree and has continued working in the financial industry ever since. She has experienced the growth of a hometown bank, acquisitions of branches, mergers, charter changes, name changes, etc. Molly has activated business resumption plans, performed secondary market quality control reviews, processed wires, filed SARs, and coordinated reviews with external auditors and examiners. Her favorite role has always been educating staff and strongly believes that if staff understands the reason for a process they will be more compelled to follow the procedures. Molly holds a Bachelors from the University of Akron and an MBA from Ashland University.



HMDA/TRID/Flood Registration Form

June 7-8, 2022



BANK/COMPANY NAME: _________________________________________

REGISTRANT NAME: ____________________________________________

CELL NUMBER: _________________________________________________

EMAIL ADDRESS: _______________________________________________


Registration Fee: MBA Members: $175 per session/per location

$499 for all three sessions/per location


Individual Session Registration PLUS recording for 30 days - $299

Full Conference Registration PLUS recordings for 30 days - $699

_____ HMDA Only  _____ TRID Only  _____ Flood Only

_____ All 3 sessions   




_____ Please invoice, to be paid by June 1        _____ Please charge my credit card below.


TO REGISTER: Complete & Email to

QUESTIONS: Contact Lori Richardson by calling (601) 709-3736 or emailing at the address above.


HMDA/TRID/Flood Registration Form

June 7-8, 2022

Credit Card Information

Name on Bank Card______________________________________________

Credit Card Number______________________________________________

Expiration Date___________________________ CVV__________________

Billing Zip Code_____________________________________