HMDA/TRID/Flood Virtual Conference

Wednesday – Friday, June 9 - 11, 2021

9 am – 12 pm per day

Registration fee:  $125 per session/per location

$350 for all three sessions/per location


The Mississippi Bankers Association invites you and your bank to participate in a Virtual Conference on three important compliance topics – HMDA, TRID and Flood. We will discuss tips and tools to make your compliance program even more effective!  Each virtual session will cover the twists and turns of the critical issues challenging us in these important areas.  Each bank LOCATION must register.  Registrants may attend one, two or all three sessions. 

Wednesday, June 9 – HMDA
Fair Lending continues to be an area of emphasis for federal banking regulators and a significant risk management issue for large and small banks.  This session will address the confusing HMDA areas and give you the latest interpretations, guidance and best practices.  We’ll discuss and provide clarification on mixed-use properties, demographic information collection, complicated data points, action taken: HMDA(Regulation C) versus Regulation B and any additional questions that bubble up during this topic.

Thursday, June 10 – TRID

Many questions still remain for TRID and lending compliance.  TRID rules and regulations integrate the Truth in Lending and Real Estate Settlement Procedures Act rules by replacing the Good Faith Estimate and HUD-1 disclosures with a Loan Estimate and a more comprehensive Closing Disclosure form.  While these rules and regulations are meant to help consumers understand the costs and terms associated with originated loans; dealing with revised disclosures continue to offer bankers a myriad of challenges.  This session takes a transactional approach to mortgage lending compliance, with a view toward successful strategies and full compliance.

Friday, June 11 – Flood Disaster Protection Act

With the ever-evolving changes concerning the lending process, one subject that continues to be an emphasis for examiners is the Flood insurance rules and regulations.  Recent changes make it increasingly more burdensome for financial institutions to comply with the mandatory Flood Disaster Protection Act.  We’ll provide a brief, executive summary of the revised requirements along with working examples showing how the Flood rules and regulations impact your financial institution.  The Flood Disaster Protection Act is one of the few regulations that specifically dictates the assessment of monetary penalties for violations that constitute a ‘pattern or practice’.

Keith E. Monson, CRCM, CERP, Chief Risk Officer, CSI
Keith Monson serves as CSI’s chief risk officer. In this role, Monson maintains an enterprise wide compliance framework for risk assessment and reporting, as well as other key components of CSI’s corporate compliance program. With over 30 years of experience, he frequently speaks nationally on a variety of compliance related issues.  Mr. Monson has a wide range of experience in the compliance arena, having served as a chief compliance officer for both large and small financial institutions.  His experience also includes assisting financial institutions as a compliance consultant and most recently as a chief risk officer.  Mr. Monson served as a Director for the Missouri Bankers Association where he was the Chairman of the Regulatory Affairs Committee.  He is also a past Chairman of the MBA’s Compliance Committee.  Mr. Monson also served as a Chairman of the CRCM Advisory Board and was a former member of the Certification Council for the Institute of Certified Bankers.  In addition, he recently served as the Co-Chairman of the Enterprise Risk Management Working Group and has written for and served as the Chairman of the Editorial Advisory Board – Bank Compliance Magazine and was a past member of the Compliance Executive Committee and the Regulatory Compliance Conference Advisory Committee for the American Bankers Association.  He was named the 2009 Distinguished Service Award winner by the ABA Compliance Administrative Committee for his work in the compliance field.  Keith’s diverse background allows him to support financial institutions with the design and continued enhancement of core compliance practices that are sustainable, create consistency and provide flexibility.  Mr. Monson graduated from Truman State University and holds a Bachelors of Science degree in Finance.

HMDA/TRID/Flood Registration Form
June 9 – 11, 2021

BANK/COMPANY NAME: ________________________________________________________

REGISTRANT NAME: ____________________________________________________________

CELL NUMBER: ________________________________________________________________

EMAIL ADDRESS: ______________________________________________________________

Registration Fee: MBA Members: $125 per session/per location

$350 for all three sessions/per location

_____ HMDA Only   _____ TRID Only   _____ Flood Only

_____ All 3 sessions   


_____ Please invoice          _____ Please charge my credit card below.

TO REGISTER:  Scan & Email to

QUESTIONS: Contact Lori Richardson by calling (601) 709-3736 or emailing at the address above.

Credit Card Information

Name on Bank Card_______________________________________________________________

Credit Card Number_______________________________________________________________

Expiration Date___________________________CVV___________________________________

Billing Zip Code_____________________________________