2023 HMDA/TRID/Flood Virtual Conference

Wednesday, June 14, HMDA: 9 am – 12 noon

Thursday, June 15, TRID and Flood: – 9 am – 4 pm

Registration fee:  $175 per session/per location

$499 for all three sessions/per location


The Mississippi Bankers Association invites you and your bank to participate in a Virtual Conference on three important compliance topics – HMDA, TRID and Flood. We will discuss tips and tools to make your compliance program even more effective!  Each virtual session will cover the twists and turns of the critical issues challenging us in these important areas.  Each bank LOCATION must register.  Registrants may attend one, two or all three sessions.


What are the benefits of Virtual Training?

Virtual conferences allow for BANKS to register by location (device) instead of by individual banker. Want your branches to participate?  Facilities within your organization will be able to participate without the travel costs of coming to one location.


Tuesday, June 14 – 9 am – 12 noon

HMDA – Making sure the LAR is Accurate!
Many institutions received an unwanted present last December with the announcement that the HMDA reporting threshold was changed to 25 originated closed-end mortgage loans in each of the two preceding calendar years. This left many institutions scrambling to implement HMDA data gathering procedures. Now that loan data has been added to the LAR, it’s time to verify that the procedures and systems implemented are resulting in accurate HMDA LAR data.  We will focus specifically on understanding and validating the data fields as it relates to a Small Filer. In addition, we will review some best practices regarding omission testing.

Tuesday, June 15 – 9 am– 12 pm

TRID – Properly Recognizing a Change and Areas of Weakness
TRID continues to be a compliance challenge!  We will discuss the timing requirements and dive into how to handle changes and what triggers a valid changed circumstance.  In addition, we will explain specific issues that have been identified in examiner’s reports as well as areas that continue to raise questions from bankers.


Wednesday, June 15 – 1 – 4 pm

Flood – Understanding What’s Required
The Flood Disaster Protection Act (FDPA) frequently is the regulation that that causes institutions to be assessed a civil money penalty. Join us as we review the regulatory requirements, work through some actual calculations and review resources to consult when questions arise. This course will provide participants with numerous checklists and tools to make sure your institution is in compliance with the FDPA! 


Who Should attend?

CEOs, Compliance Officers, and any one responsible for HMDA/TRID/Flood areas of the bank.



Molly Stull

Molly Stull began her career as a teller while working on her undergraduate degree and has continued working in the financial industry ever since.  She has experienced the growth of a hometown bank, acquisitions of branches, mergers, charter changes, name changes, etc.  Molly has activated business resumption plans, performed secondary market quality control reviews, processed wires, filed SARs, and coordinated reviews with external auditors and examiners.  Her favorite role has always been educating staff and strongly believes that if staff understands the reason for a process they will be more compelled to follow the procedures.  Molly holds a Bachelors from the University of Akron and an MBA from Ashland University.


HMDA/TRID/Flood Registration Form
June 14-15, 2023

BANK/COMPANY NAME: ________________________________________________________

REGISTRANT NAME: ____________________________________________________________

CELL NUMBER: ________________________________________________________________

EMAIL ADDRESS: ______________________________________________________________


Registration Fee:

MBA Members: $175 per session/per location

$499 for all three sessions/per location

Individual Session Registration PLUS recording for 30 days - $299
Full Conference Registration PLUS recordings for 30 days - $699
Recording: $300 for all threes sessions or $150 per session

_____ HMDA Only   _____ TRID Only   _____ Flood Only

_____ All 3 sessions   



_____ Please invoice (please pay by June 7)      

_____ Please charge my credit card below
(*please know a 4% convenience fee will be added)

____Please send an ACH form


TO REGISTER:  Scan & Email to

QUESTIONS: Contact Lori Richardson by calling (601) 709-3736 or emailing at the address above.


HMDA/TRID/Flood Registration Form
June 14-15, 2023

Credit Card Information

Name on Bank Card_______________________________________________________________

Credit Card Number_______________________________________________________________

Expiration Date___________________________CVV___________________________________

Billing Zip Code_____________________________________