Coronavirus (COVID-19) Information
The Mississippi Bankers Association has developed this page of resources regarding Coronavirus (COVID-19) to help keep Mississippi banks informed as they plan and prepare for the disease. More information will be added as it becomes available.
Mississippi Bankers Association Resources
(5/10) American Rescue Plan Mississippi County Grant Amounts
(12/21) MBA Summary of COVID-19 Stimulus Bill
(8/18) Joint Mississippi Industries Letter to Congressional Delegation on GSE Refinance Fee Increases
(6/22) Joint Mississippi Industies Letter to Legislators on Liability Protection
(5/27) Joint Mississippi Industries Letter to Legislative Leadership on Liability Protection
(5/27) National Trade Groups Congressional Letter on Liability Protection for Businesses
Press Release: MBA and Mississippi Banks address Coronavirus Pandemic
Press Release: Banks Essential Under Executive Order: Your Money is Safe, Sound, and Easily Accessible
(4/2) Press Release: Banks Essential, Remain Open under Shelter in Place
March 19 Webinar - Coronavirus - Check Your Pandemic Plan and BCP-Recording available for 60 days
April 6 Webinar - Pandemic Planning - A New Reality, New Regulatory Guidance, Are You Prepared
Questions for Board Discussion on Pandemic Preparedness
(4/2) State Association Letter regarding PPP
Mississippi Resources
MSDH Vaccine Poster
MSDH Vaccine Poster Spanish version
(7/30) MSDH COVID-19 Briefing
(7/28) MSDH COVID-19 Guidance and Mask Recommendations
(7/28) MSDH Press Conference on Latest COVID-19 Delta Variant Information
(2/5) One-Pager on Mississippi's Rental Assistance Program
(10/15) Applications for Poultry, Sweet Potato, and CFAP Farmer Grant Programs
(10/15) Department of Agriculture Press Release on Applications for New AG Grant Programs
(8/7) Letter from Lt. Governor Hosemann on Back to Business MS Grant Program
DBCF Guidance for Financial Institutions
Mississippi Emergency Management Agency (MEMA)-Build Your Supply Kit
MEMA Coronavirus COVID-19 Update
Mississippi State Department of Health
University of Mississippi Medical Center Updates
Governor Reeves' Executive Order on the COVID-19 Preparedness and Response
Additional Executive Orders from Governor Reeves that may affect banks:
1460: Concerning public schools closures
1462: Concerning suspension of MDES garnishments and collections efforts
1463: Concerning Banks as Essential Services
1466: Concerning Statewide Shelter-in-Place 1467: Temporary Authorization of Remote Notarization 1469: Suspending Physical Shareholder Meeting Requirement 1477: Transitioning to Safer-at-Home 1507: Concerning Additional Social Distancing Requirements for 13 Counties 1511: Amended Safe Return & Precautions 1515: Amended and Extended Safe Return Order
1525: Safe Recovery Order
1527: Amended Safe Recovery Order
(4/24) Safer-at-Home FAQs
Governor Reeves Press Release on Mortgage Assistance for Homeowners
Mississippi Home Saver Program Website
List of Chancery Clerk and County Office Operations
FEDERAL REGULATORS AND AGENCIES
Interagency/FFIEC
(8/3) FFIEC Joint Statement on Additional Loan Accommodations for Borrowers Nearing End of COVID-19 Accommodations
Interagency Interim Final Rule on Liquidity Coverage Ratio Rule
Interagency Guidance on Loan Modifications and Reporting - Modified April 7, 2020
Interagency Guidance on Loan Guidance - March 22, 2020
(4/14) Joint Regulatory Agencies Interim Final Rule Deferring Real Estate Appraisals and Evaluations
FFIEC Interagency Statement on Pandemic Planning
FFIEC Business Continuity Management Booklet
Joint Statement on CRA Consideration for Activities in Response to the COVID-19
Federal bank regulatory agencies issue interim final rule for money market liquidity facility (3/19)
Federal Reserve/FDIC/OCC Joint Regulatory Capital Rule: Revising Definition of Eligible Retained Income
Federal Banking Agencies Encourage Banks to Use Federal Reserve Discount Window
Joint Regulatory Agencies Policy Statements Concerning Branch Closing Notices and Policies
Joint Regulatory Agencies Statement on Supervisory and Enforcement Practices Regarding Mortgage Servicing Rules in Response to COVID-19
FDIC
(10/20) Interim Final Rule on Applicability of Annual Independent Audits and Reporting Requirements for Fiscal Years Ending in 2021
(5/12) Chairman McWilliams Testimony Before U.S. Senate Banking Committee
(5/11) FDIC Proposed Rulemaking Mitigating Effects of PPP Loans, PPP Lending Facility, and Money Market Liquidity Facility
FDIC Press Releases (Including link to "Guidance for Bankers and Consumers")
FDIC Dallas Region DCP Newsletter - 1Q 2020
FDIC FAQs for Customers
FDIC FAQs for Financial Institutions
OCC
(5/27) OCC FAQs on CRA Consideration for COVID-19 Activities
OCC Resource Page - COVID-19
OCC COVID-19 FAQs for National Banks & Federal Savings Associations – updated 4/16
(3/19) OCC Bulletin Answering Questions on Use of Capital and Liquidity Buffers
(3/13) OCC Bulletin on Working with Customers Affected by COVID-19
OCC COVID-19 FAQs
Federal Reserve
(5/11) Federal Reserve Term Sheet on Municipal Liquidity Facility
(5/11) Federal Reserve FAQs on Municipal Liquidity Facility
Board of Governors of the Federal Reserve System
(4/17) Federal Reserve FAQ on Primary and Secondary Market Corporate Credit Facilities
Federal Reserve FAQs on Commercial Paper Funding Facility
Federal Reserve Provides Additional Information on How its Supervisory Approach is Adjusting
Federal Reserve Announces Facility to Provide Term Financing Backed by PPP Loans
Federal Reserve Supervisory and Regulatory Actions
Federal Reserve COVID-19 Supervisory and Regulatory FAQs
Treasury
U.S. Department of the Treasury
CARES Act Section by Section
CFPB
(5/10) CFPB Housing Insecurity Campaign Presentation
(5/10) CFPB Housing Insecurity Campaign Toolkit
CFPB & CSBS Joint Guidance on Forbearance and Foreclosure
CFPB - Protecting Your Finances during the Coronavirus Pandemic
CFPB - Supervisory and Enforcement Practices Regarding Fair Credit Reporting Act and Regulation V in Light of the CARES Act
CFPB - Supervisory and Enforcement Practices Regarding the Remittance Rule in Light of the COVID-19 Pandemic
CFPB - COVID-19 Mortgage Servicing Rules FAQs
(4/16) CFPB Final Rule Raising Data Reporting Thresholds Under the Home Mortgage Disclosure Act
CFPB - Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use Prohibition
Conference of State Bank Supervisors
CSBS COVID-19 Resources
FinCEN
(7/6) FinCEN Advisory on Imposter Schemes and Money Mule Schemes Related to COVID-19
(3/16) FinCEN Encourages Financial Institutions to Communicate Concerns Related to the Coronavirus Disease and to Remain Alert to Related Illicit Financial Activity
FHFA
(8/25) FHFA Announces Delay of Refinance Fee to December 1
(3/18) FHFA Suspends Foreclosures and Evictions for Enterprise-Backed Mortgages
Fannie Mae/Freddie Mac
(4/10) Fannie Mae Forbearance Script
(4/15 Freddie Mac Forbearance Script
HUD
(3/18) Mortgagee Letter - Foreclosure and Eviction Moratorium due to COVID-19
IRS
(8/28) IRS Guidance on Payroll Tax Deferrals
IRS Form 941 Employee Retention Credit for Employers Subject to Closure Due to COVID-19 Crisis
Coronavirus Tax Relief Webpage
IRS FAQS on Coronavirus-related Relief for Retirement Plans and IRAs
CFTC
Coronavirus (COVID-19) Website
SBA
Reporting Fraud
SBA OIG Lender Fraud Alert
(7/30) SBA OIG Lender Fraud Alert for EIDL Loans
NATIONAL CORONAVIRUS HEALTH RESOURCES
Centers for Disease Control and Prevention (CDC)
(8/3) CDC Extended Eviction Ban for Communities with Substantial or High Levels of COVID-19 Transmission
CDC Coronavirus Disease 2019 Situation Summary
CDC's Interim Guidance for Businesses and Employers
CDC Business Pandemic Planning Checklist
CDC Communication Resources
CDC Safety Practices for Employees Possibly Exposed to COVID-19
FEMA
2020 Hurricane Pandemic Plan
Coronavirus Emergency Management Best Practices
World Health Organization (WHO)
World Health Organization (WHO)
World Health Organization Advice for Public
Department of Health and Human Services (HHS)
HHS COVID-19 Updates
National Institutes of Health (NIH)
National Institutes of Health Coronavirus Resources
Department of Homeland Security (DHS)
CISA Risk Management for Novel Coronavirus (COVID-19) - updated 4/20
Miscellaneous
Map of Coronavirus World Spread
IHME COVID-19 Projections by Country/State, etc.
HR/EMPLOYMENT RESOURCES
Equal Employment Opportunity Commission (EEOC)
EEOC Employment FAQs on COVID-19- Related Issues - updated 4/17
Occupational Safety and Health Administration (OSHA)
Occupational Safety and Health Administration Resources
OSHA - Protecting Workers from Potential Exposure to 2019-nCOV
OSHA - Guidance on Preparing Workplaces for an Influenza Pandemic
Worker Exposure Risk to COVID-19
Interim Enforcement Response Plan for Coronavirus Disease 2019 (COVID-19)
IRS
COVID-19 Tax Credits for Required Paid Leave
Miscellaneous
USDA Pandemic Assistance for Timber Harvesters and Haulers (PATHH)
USDA PATHH FAQs
Coronavirus (COVID-19) Workplace Tips for Employees
Guidance for Employers to Plan and Respond to Coronavirus
(4/21) Confronting COVID-19: An Analysis of Surface Contamination Risks
(7/21) Federal Reserve Information on Coin Shortage
NATIONAL BANKING TRADE GROUP RESOURCES
ABA
2/23/2021 ABA COVID-19 Vaccine Webcast Presentation
(7/13) Coin Shortage Talking Points
(4/29) ABA Joint Webinar on Best Practices for Re-Opening
(4/22) State Bankers Association Letter Opposing Credit Union Business Lending Authority
American Bankers Association - Coronavirus Disease 2019
ABA FAQs on CARES Act
(4/24) ABA Webinar - COVID-19 Forbearance Challenges
(4/24) ABA Webinar Materials - COVID-19 Forbearance Challenges
(4/23) ABA Webinar - Finding Opportunity in Economic Crisis
(4/21) ABA Webinar - Safeguarding Older Customers from Scams Amid the Pandemic
(4/21) ABA Staff Analysis on Interim Final Rule Deferring Real Estate Appraisals for Certain Transactions
(4/16) ABA Analysis on DOL Rule for Implementing Paid Leave Provisions of Families First Act
(4/13 ABA Webinar Materials on Families First Act Paid Leave Requirements and Tips
(4/10) OCC Response to ABA on FEMA Extension of Grace Period for NFIP Policies
(3/19) ABA Coronavirus Communications Toolkit for Banks
(3/27) ABA Banking Industry Common Practices for Confronting COVID-19
(3/27) ABA COVID-19 & Banking FAQs
ABA March 31, 2020 Webinar Recording - What Banks Need to Know about CARES Act
ABA March 12 Preparedness Webinar (Replay)-Login Required
ABA March 26 SBA Loan Webinar - Free to ABA Members - Recorded Webinar Available
ABA April 7 Planning for the New Normal Webinar
Agencies Temporarily Lower Community Bank Leverage Ratio to 8%
ICBA
Independent Community Bankers of America - Crisis Response and Preparedness Center
ICBA-Community Bank COVID-19 FAQs
FRAUDS AND SCAMS
U.S. Postal Inspection Service – Coronavirus Related Scams
(3/18) FDIC: Insured Bank Deposits are Safe; Beware of Potential Scams Using the Agency’s Name
Beware of Criminals Pretending to be WHO
FTC - Coronavirus: Scammers Follow the Headlines
Investor Alert: Look Out for Coronavirus-Related Investment Scams