Cash Flow Analysis



presented by David Osburn, Osburn & Associates LLC
October 4 – 9 am – 3 pm

This presentation will be presented over the Zoom platform.

This webinar will explore various cash flow models including both business and personal (business owner) applications.

The business cash flow section will include “traditional” EBITDA cash flow, Fixed-Charge Coverage (FCC), Free Cash Flow (FCF), Cash Basis Cash Flow, and the UCA Cash Flow (using the Moody’s Risk Analyst software spreadsheet). Additionally, the Statement of Cash Flows (both Direct and Indirect Methods) as prepared by the CPA will be reviewed.

The personal cash flow section will detail the cash flow analysis of the “business owner” using the 1040 tax return and personal financial statement. Additionally, the Global Cash Flow or combined “business & personal” cash flow model will be displayed.

The webinar will also include a “commercial real estate” cash flow analysis with several “what-if” situations.

Major Topics

  • Business & Personal Cash Flow Analyses including Direct Applications to Business Scenarios
  • EBITDA, FCC, FCF, Cash Basis Cash Flow, UCA Cash Flow Analyses, Statement of Cash Flows
  • Personal Cash Flow Analysis
  • Global Cash Flow: Combining the Business and Personal Cash Flows
  • Commercial Real Estate Cash Flow Analysis including “What-If” Situations

Target Audience:

Commercial lenders, credit analysts, relationship managers, branch managers

David Osburn is the founder and managing member of David L. Osburn & Associates LLC, a Las Vegas-based business training and contract CFO firm that provides seminar/keynote speeches for various groups including CPAs, bankers, attorneys, credit union employees, credit managers, trade groups, and business owners. He also serves as a contract CFO for several clients including construction companies, medical practitioners, and real estate developers, co-manages a bank educational program with the University of Nevada Las Vegas, and is a board member of North Star Business Services, a commercial lending company (commercial real estate and equipment financing).

His extensive professional background encompasses over 24 years in banking, finance, and marketing. His bank commercial lending credentials include comprehensive loan underwriting, management, customer development, and loan work-out experience.

Cash Flow Analysis Registration Form


BANK/COMPANY NAME:______________________________________________________

REGISTRANT NAME:__________________________________________________________

CELL NUMBER:_______________________________________________________________

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Registration Fees

_____ $295 for Member Banks   _____ $590 for Non-Member Banks 


_____ Please invoice (please pay by September 27)          

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(*please know a 4% convenience fee will be added)

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TO REGISTER: Complete & Email to

QUESTIONS: Contact Lori Richardson by calling (601) 709-3736 or emailing at the address above.

Credit Card Information

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