Analyzing Financial Statements
presented by Ron Rushing, Rushing Consulting Group LLC
April 26 & 27 – 9 am – 12 pm
This presentation will be presented over the Zoom platform.
The purpose of this program is to provide bankers with a thorough understanding of the key elements of the commercial borrower’s cash flow and relate these elements to the requirements of safe and sound loan structure. The primary purpose of this program is to provide the resources necessary to ensure both the bank’s lending and collateral position as well as the health of the commercial borrower’s balance sheet.
Discussion Topics
- Key Cash Variables
- Operating Cycle Concepts and Cash Flow
- Cash Flow Available for Debt Service
- Calculations of Repayment Capacity
- Projection of Financing Requirements
- Determining When to Term Out Revolving Debt
- Loan Structure Issues
- Loan Structure Mistakes
- The Key Elements of Commercial Loan Agreements
Who Should Attend: Chief Credit Officers, Commercial Lenders, Credit Analysts and Loan Review Staff
Presenter:
Ron Rushing is the President of Rushing Consulting Group, LLC in Sparta, Missouri where he conducts credit training services and advises banks on credit risk management issues. He has served as a safety and soundness examiner, as a commercial loan officer for a large commercial bank, and as Chief Credit Officer for a regional bank in southwest Missouri. He is a frequent speaker for state banking associations, including Mississippi, on topics including credit risk management, cash flow/financial statement analysis and loan documentation.
Analyzing Financial Statements Registration Form
PLEASE DUPLICATE FORM
BANK/COMPANY NAME:______________________________________________________
REGISTRANT NAME:__________________________________________________________
CELL NUMBER:_______________________________________________________________
EMAIL ADDRESS:_____________________________________________________________
Registration Fees
_____ $295 for Member Banks _____ $590 for Non-Member Banks
PAYMENT:
_____ Please invoice (please pay by April 19)
_____ Please charge my credit card below
(*please know a 4% convenience fee will be added)
____Please send an ACH form
TO REGISTER: Complete & Email to lrichardson@msbankers.com
QUESTIONS: Contact Lori Richardson by calling (601) 709-3736 or emailing at the address above.
Credit Card Information
Name on Bank Card_____________________________________________________________
Credit Card Number_____________________________________________________________
Expiration Date___________________________CVV_________________________________
Billing Zip Code_____________________________________