Calendar of Events

  • Flood Insurance: Compliance Issues and Enforcement Topics that Continue to Plague Lenders

    Aug 22nd, 2017
    10:00am - Noon

    Flood Insurance: Compliance Issues and Enforcement Topics that Continue to Plague Lenders


    Presented by Carl Pry
    Tuesday, August 22nd, 2017 - 10:00 am - 12:00 pm CT
     

    Covered Topics:

    • What exactly do the flood insurance rules cover?
    • What is a covered structure or an insurable mobile home?
    • Determinations: when you must do them, reliance upon previous determinations, disputes over their results, and the role of life-of-loan coverage
    • Flood zone discrepancies - how to deal with them
    • Insurable value - what is it and how is it calculated?
    • Coverage Amounts: "Normal" situations, condo coverage, multi-structure, and construction situations
    • "Knowledge is King" - when you have to know
    • Documentation and retention: the Standard Flood Hazard Determination Form, notice to customers, and proof of insurance
    • What do you have to monitor?
    • The types of policies and their limitations, including NFIP (National Flood Insurance Program) and private policies
    • Force-placing insurance - why and how
    • Insurance premiums and Congressional action
    • Increasing regulatory expectations

    Click here to register

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  • Opening Trust Accounts: Documenting Authority & Liability

    Aug 23rd, 2017
    10:00am - Noon

    Opening Trust Accounts:
    Documenting Authority & Liability


    Presented by Deborah Crawford
    Wednesday, August 23rd, 2017 - 10:00 am - 12:00 pm CT
     

    Covered Topics:

    • What is the difference between an informal and formal trust?
    • How is CIP (Customer Identification Program) accomplished on a trust?
    • How are signature card contracts styled and what disclosures are given?
    • Is there a difference in how the account is opened depending on whether a trust is revocable or irrevocable? Whose TIN is used? Does it matter?
    • Who are the key players in a trust?
    • What happens if a trustee dies? What documentation is needed and what happens if the trust becomes irrevocable?
    • Who is the payee when depositing, opening, or closing a trust?
    • Can there be a power-of-attorney with a trust?
    • What happens if a trustee’s name changes?
    • What if a financial institution closes? How is the trust insured?
    • How can a trust be set up with an existing account holder?
    • Should a trust have joint owners on the account?
    • Can you have two trusts in one account set-up as joint WROS?
    • Can trusts be amended, changed, or revoked? What paperwork is involved?

    Click here to register

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  • Call Report for Banks - Recent Changes, Highlights, and Pitfalls

    Aug 23rd, 2017
    1:30pm - 2:00pm

    Call Report for Banks - Recent Changes, Highlights, and Pitfalls


    Presented by Ann Thomas
    Wednesday, August 23rd, 2017 - 1:30 pm - 3:30 pm CT
     

    Learn About:

    2017 Approved Revisions and Proposed 2018 Revisions
    • Proposed burden reducing updates to the FFIEC 051 & 041 forms
    • Other recently approved changes, including the increase in the deposit size threshold used to report certain deposit information from $100,000 to $250,000 in RC-E, RI, and RC-K

    Recent Accounting Updates (equities, leases, other real estate)

    Common Errors Made in Call Report Preparation

    Click here to register

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  • 2017 Communications Conference

    Aug 23rd, 2017
    All-day Event
    Embassy Suites, Ridgeland

    2017 MBA Communications Conference
    August 23
    Embassy Suites, Ridgeland
    8:30 a.m. - 3:15 p.m.

     

     

    CLICK HERE to download conference brochure & registration form
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  • Southern States CDFI Conference

    Aug 24th, 2017
    9:00am - 4:00pm
    Jackson Convention Center, 105 E. Pascagoula Street, Jackson, MS

    2017 Southern States CDFI Conference
    Thursday, August 24

    Jackson Convention Complex
    105 E. Pascagoula Street
    Jackson, MS 39202

     

    Click Here to Register!

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  • New BSA Officer Training

    Aug 24th, 2017
    10:00am - Noon

    New BSA Officer Training


    Presented by Deborah Crawford
    Thursday, August 24th, 2017 - 10:00 am - 12:00 pm CT
     

    Covered Topics:

    • Understand how the BSA law is organized
    • Understand how the sections of the BSA manual can help you structure your program
    • Designing a risk assessment
    • How to write a BSA policy
    • How to look at Customer Identification Programs and Customer Due Diligence
    • Working on the SAR, Investigation, Filing and Tracking
    • Changes pending, e-filing, confidentiality and organization
    • What regulators may expect from your AML program
    • And much, much more!

    Click here to register

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  • Compliance Perspectives: A Monthly Update

    Aug 24th, 2017
    1:30pm - 3:30pm

    Compliance Perspectives: A Monthly Update



    Presented by Carl Pry
    Thursday, August 24th, 2017 - 1:00 pm


    Features:

    • Earn 15 CRCM credits with your 12-month subscription; 3/4 of the annual requirement (1.25 credits for each session)
    • Monthly hot topics
    • Current deadlines
    • Upcoming regulations
    • Examiner guidance
    • Concise one hour format
    • Unlimited participants
    • One-low cost
    • Archived recording
    • New: Annual subscribers receive 25% off the Featured Compliance Webinar of the Month

    For only $165 per month you receive the live session and a link to the archived recording. Save even more by purchasing a 12-month subscription! Watch the live session or access the recording for the next 30 days. Imagine what you can save in reduced compliance violations or unnecessary research time.

    Click here to register

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  • Dealing with Casual Days, Dress Codes and Work Appearance

    Aug 25th, 2017
    10:00am - Noon

    Dealing with Casual Days, Dress Codes and Work Appearance



    Presented by Bob Gregg
    Friday, August 25th, 2017 - 10:00 am - 12:00 pm CT
     

    Covered Topics:

    • What are your rights to regulate appearance?
    • What is the legal foundation on dress codes, health, safety and an employee's right to determine what is "appropriate" appearance?
    • The legal problems concerning discrimination (gender, race and national origin), religion and privacy rights concerning appearance.
    • "How to" properly address appearance issues from body odor, clothing, hairstyle and even piercings.
    • What is "good appearance"?
    • Creating dress code policies.

    This serious subject is presented with humor and down-to-earth examples and advice by an attorney who has helped companies throughout the United States effectively address issues of an ever-changing workplace.

    Click here to register

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  • BSA Risk Assessments

    Aug 29th, 2017
    10:00am - Noon

    BSA Risk Assessments



    Presented by Don L. Blaine
    Tuesday, August 29th, 2017 - 10:00 am - 12:00 pm CT
     

    Covered Topics:

    • Levels of management, business units, and appropriate staff that should be involved in the BSA risk assessment process including report distribution
    • How to identify and measure residual risks, assess and rate mitigating controls, and arrive at a final residual risk rating for segment and composite ratings
    • Determination of which products, services, customers, entities, transactions, and geographies to include within the assessment
    • Metrics necessary and timing methodology for year to year or quarterly comparison
    • Development of framework for scoping, identifying, assessing, testing, monitoring, and reporting
    • What should be documented and reported versus addressed informally

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  • Cash Management: How Sales, Operations, and Technology Can Work Together to Generate More Fee Income

    Aug 29th, 2017
    1:30pm - 3:30pm

    Cash Management: How Sales, Operations, and Technology Can Work Together to Generate More Fee Income



    Presented by Marci Malzahn
    Tuesday, August 29th, 2017 - 1:30 pm - 3:30 pm CT
     

    Covered Topics:

    • What is Treasury Management (aka Cash Management)?
    • The Evolution of Cash Management/History/Background
    • Review of the Account Analysis and what it’s used for
    • Overview of all Cash Management products in the market
    • How to determine which products you need to offer to your business customers
    • Determine who your in-house experts should be and provide the appropriate training
    • How Cash Management is integrated with the Bank’s Technology, Operations and Sales teams
    • Identifying new bank fee opportunities
    • Ideas on how to market and brand your Cash Management products
    • Process to implement Cash Management products
    • The future of Cash Management (including Blockchain and Bitcoin)

    Click here to register

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  • 2017 Loan Review Conference

    Aug 29th, 2017
    All-day Event
    Embassy Suites, Ridgeland

    2017 Loan Review Conference
    August 29-30
    Embassy Suites, Ridgeland

    Why Time Has Come to Qualify Loan Review Personnel

    According to the FDIC Manual of Examination Policies, “The examiner’s evaluation of a bank’s lending policies, credit administration, and the quality of the loan portfolio is among the most important aspects of the examination process. It is the quality of a bank’s loan portfolio that determines the risk to depositors and the FDIC’s insurance fund…. Emphasis on review and appraisal of the loan portfolio and its administration by bank management during examinations recognizes, that loans comprise a major portion of most bank’s assets; and, that it is the asset category which ordinarily presents the greatest credit risk and potential loss exposure to banks.”

    The statement above needs no further explanation of the importance of the loan portfolio to banks.  Those who are entrusted to maintain a Safe and Sound loan portfolio are scrutinized by federal regulators, before they are hired by financial institutions and while they hold their current credit administration position.

    Included in this group are those responsible for the Loan Review function of banks.  Loan Review serves as the “Eyes and Ears” of the Board of Directors, and is one of the first line of defense in guarding against a faltering loan portfolio by acting as an “Early Warning System” for potentially bad loans or negative trends.  

    Personnel hired to management the Loan Review Process require certain qualifications and skills to satisfy the federal regulators concerns over the Loan Review function in banks.  As such, this creates an opportunity for your State Banking Association to provide a “Certification” process for those involved in this important bank function.

    CLICK HERE for more information & to register for this conference. 

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  • 2017 Loan Review Conference

    Aug 30th, 2017
    All-day Event
    Embassy Suites, Ridgeland

    2017 Loan Review Conference
    August 29-30
    Embassy Suites, Ridgeland

    Why Time Has Come to Qualify Loan Review Personnel

    According to the FDIC Manual of Examination Policies, “The examiner’s evaluation of a bank’s lending policies, credit administration, and the quality of the loan portfolio is among the most important aspects of the examination process. It is the quality of a bank’s loan portfolio that determines the risk to depositors and the FDIC’s insurance fund…. Emphasis on review and appraisal of the loan portfolio and its administration by bank management during examinations recognizes, that loans comprise a major portion of most bank’s assets; and, that it is the asset category which ordinarily presents the greatest credit risk and potential loss exposure to banks.”

    The statement above needs no further explanation of the importance of the loan portfolio to banks.  Those who are entrusted to maintain a Safe and Sound loan portfolio are scrutinized by federal regulators, before they are hired by financial institutions and while they hold their current credit administration position.

    Included in this group are those responsible for the Loan Review function of banks.  Loan Review serves as the “Eyes and Ears” of the Board of Directors, and is one of the first line of defense in guarding against a faltering loan portfolio by acting as an “Early Warning System” for potentially bad loans or negative trends.  

    Personnel hired to management the Loan Review Process require certain qualifications and skills to satisfy the federal regulators concerns over the Loan Review function in banks.  As such, this creates an opportunity for your State Banking Association to provide a “Certification” process for those involved in this important bank function.

    CLICK HERE for more information & to register for this conference. 

    More Details
  • Sixty (60) Critical Steps for Handling Delinquent and Abandoned Safe Deposit Boxes

    Aug 30th, 2017
    10:00am - Noon

    Sixty (60) Critical Steps for Handling Delinquent and Abandoned Safe Deposit Boxes



    Presented by David P. McGuinn
    Wednesday, August 30th, 2017 - 10:00 am - 12:00 pm CT
     

    What You Will Learn:

    • Why did 15 financial institutions get sued recently after drilling past due boxes?
    • How does the Servicemembers Civil Relief Act (SCRA) apply to delinquent boxes?
    • What would happen if all your unclaimed property was destroyed or disappeared?
    • When are drilled box contents reported to your Unclaimed Property Department?
    • Do you have any "Right of Offset" against a past due renter's deposit account?
    • What seven past due fees should be collected from all delinquent box renters?
    • What does the Unclaimed Property Department do with these box contents?
    • Have there been any lawsuits caused by incorrect box drilling procedures?
    • If cash is found in a drilled box can it be converted and mailed in a check?
    • How do you handle dangerous or illegal contents found in a drilled box?
    • Can you sell these box contents and recover your collection expenses?
    • Who must be present when a past due box is drilled in most states?
    • Can you report a past due box renter to a credit-reporting agency?
    • What careful wording should be used in a FINAL past due notice?
    • What should you do if money, guns or drugs are found in a box?
    • What is the required retention period for drilled box records?
    • Can you legally restrict box access to a delinquent renter?
    • Must these boxes be drilled before reporting to the state?
    • What should you do if you drill the wrong past due box?

    Click here to register

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  • Call Report Seminar

    Sep 6th, 2017
    All-day Event
    Embassy Suites, Ridgleand

    2017 Call Report Seminar
    September 6
    Embassy Suites, Ridgeland

    CLICK HERE TO REGISTER!

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  • 2017 Compliance Conference

    Sep 7th, 2017
    All-day Event
    Hilton Hotel, Jackson

    2017 Compliance Conference
    September 7-8
    Hilton Hotel, Jackson

    Who Should Attend?
    • CEOs
    • Compliance Officers
    • BSA/AML Officers
    • Compliance Personnel
    • Risk Officers
    • Operations Officers

    Featured Speakers:
    • Patti Blenden
    • Thomas Healy
    • Carl Pry

    CLICK HERE to download the conference brochure & registration form. 
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  • 2017 Compliance Conference

    Sep 8th, 2017
    All-day Event
    Hilton Hotel, Jackson

    2017 Compliance Conference
    September 7-8
    Hilton Hotel, Jackson

    Who Should Attend?
    • CEOs
    • Compliance Officers
    • BSA/AML Officers
    • Compliance Personnel
    • Risk Officers
    • Operations Officers

    Featured Speakers:
    • Patti Blenden
    • Thomas Healy
    • Carl Pry

    CLICK HERE to download the conference brochure & registration form. 
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  • 2017 Safe Deposit Seminar

    Sep 12th, 2017
    All-day Event
    MBA Office

    2017 Safe Deposit Seminar
    MBA Office
    640 North State Street
    Jackson, MS 
    601-948-6366

     

    Click Here for Registration Material

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  • 2017 MYB Leadership Conference

    Sep 20th, 2017
    All-day Event
    Lake Caroline Golf Course, Madison and Hilton Hotel, Jackson

    2017 MYB Leadership Conference
    September 20-21
    Lake Caroline Golf Course, Madison
    Hilton Hotel, Jackson

    Click here for registration materials

     

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  • 2017 MYB Leadership Conference

    Sep 21st, 2017
    All-day Event
    Lake Caroline Golf Course, Madison and Hilton Hotel, Jackson

    2017 MYB Leadership Conference
    September 20-21
    Lake Caroline Golf Course, Madison
    Hilton Hotel, Jackson

    Click here for registration materials

     

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